Wednesday, May 26, 2010

Is not marrying a good person becuase he/she has not so decent credit lame? What if your credit is g

What if he or she is a decent person with a good heart, but they have bad credit? Would it make a difference if it is school loans or a job loss? In other words, if the bad credit was from bad money management or something that can%26#039;t be helped, like a job loss due to company closing down, or downsizing, would it make a differnce how the bad debt was obtained? Would you marry this person if they asked?



Is not marrying a good person becuase he/she has not so decent credit lame? What if your credit is good, A+ ??

Well it truly depends on how much debt the person has and how bad their credit is...



That will become your debt...now your credit score will stay the same but if you do joint stuff from them on it could effect yours if doing joint signing.



Now theres a big difference on how this person got bad credit.



Myself I was 20 years old and was told I had to have knee surgery...at 19 I bought a brand new car but didn%26#039;t have much credit due to young age...



Well after the knee surgery I was off of work and when I went back it was 1/2 the amount of money because I went in slowly.



So many doctors bills added up and I soon had debt collectors calling me.



That hurt my credit big time.



It took me awhile and slowly but surely I%26#039;m working on getting that turned back around.



For me I%26#039;m still young to change it...and I know the difference in not opening that bill and calling and working out a payment plan and just throwing it away and %26quot;forgetting%26quot; about it.



So if this person is 35 and is using the job loss as an excuse well you might want to rethink what kind of person they really are and what they could do to ruin you i.e. house payment, car payment, credit cards.



Yes you can lose a job but a responsible person would call the creditors and tell them and work something out.



I had started a new job and they forgot to mention the way the pay worked I wouldn%26#039;t get paid for 3 weeks...well at that time I was running low on money and had moved and all this other stuff...well because I had done so well on the car payment after the surgery I called and explained and they took that payment and added it to the end of the total payments so I got ot skip that payment...



So it really depends if it truly was uncontrolable...but from what our saying with really bad credit just losing your job for awhile wouldnt cause terrible credit due to not paying for even a few months.



Be carfeful they may be sweet but they might not have everything together in their life especially if its an older adult.



Is not marrying a good person becuase he/she has not so decent credit lame? What if your credit is good, A+ ??

nope, when you marry their credit becomes your credit



make sure that they dont want you to marry them so you can be a co signer. it has to ONLY be love



Is not marrying a good person becuase he/she has not so decent credit lame? What if your credit is good, A+ ??

it all comes downto wether you love that person debt can be reduced till its gone



Is not marrying a good person becuase he/she has not so decent credit lame? What if your credit is good, A+ ??

Yes, what if that were you and you wanted to marry that person and they wouldnt becuz of your credit history thats over lame its shallow



Is not marrying a good person becuase he/she has not so decent credit lame? What if your credit is good, A+ ??

All i know is if u really love someone then nothing else matter...Because u can%26#039;t live without them...ur life is empty without them...Its not a contract of ur creditsssssss



Is not marrying a good person becuase he/she has not so decent credit lame? What if your credit is good, A+ ??

yes of course as long as he loves me forever..Love is more important than anything.Just imagine If we were decent but had low credits what would happen to us if ppl only considered credits important?



Is not marrying a good person becuase he/she has not so decent credit lame? What if your credit is good, A+ ??

yeah why not...credit can alway improve. I suggest getting this person to take a financial planning course or something. There are usually seminars about how to improve your credit or how to manage money. The key is to jsut talk abou it and find solutions for these credit problems together.



Is not marrying a good person becuase he/she has not so decent credit lame? What if your credit is good, A+ ??

If it%26#039;s due to irresponsibility, their credit would only be a glimpse of what else he/she might be iresponsible about. If due to uncontrollable circumstance, sure why not. Sometimes life can hit you hard.



Is not marrying a good person becuase he/she has not so decent credit lame? What if your credit is good, A+ ??

it is up to you



Is not marrying a good person becuase he/she has not so decent credit lame? What if your credit is good, A+ ??

Duh, its freakin credit. So what, she made a few bad choices when she was younger and now the person she loves is considering not marrying her??? What the heck??



Is not marrying a good person becuase he/she has not so decent credit lame? What if your credit is good, A+ ??

It would make a great difference based on how the bad credit was made. If it was done out of ignorance and greed, I would think twice about marrying that person. If the depth was from plain bad luck or illness that would be a different story. If the bad credit is taken care of and this person is honest and good then you should be able to keep them within their spending limits to control future credit. Some young people have to learn from their mistakes and if they are corrected by them, it wouldn%26#039;t be a concern. Be careful and get to know the person well, some never learn or pay off their debts.



Is not marrying a good person becuase he/she has not so decent credit lame? What if your credit is good, A+ ??

I once had very good credit.. I decided to go out and invest in properties.. and it didn%26#039;t work out for me... now I%26#039;ve had to file for Bankrupcy. Because of me truly trying to do someone to emprove my situation, my boyfriend didn%26#039;t hold it against me for messing up my credit. My own personal bills and finances were fine... but my investment in the 3 houses I had fell through. My point is, I would find out why the person as bad credit.. because sometimes like you say... people credit gets messed up for reasons they couldn%26#039;t control.. and make your judgement from there. Credit is important, because everybody deserves a 2nd chance with it.



Is not marrying a good person becuase he/she has not so decent credit lame? What if your credit is good, A+ ??

I think the issue is, if you%26#039;re really questioning or considering not marrying the person because of this, do you really want to be married in the first place? If you%26#039;re going to be married for the rest of your lives, you%26#039;ll have much bigger problems than bad credit arise (and I say this as somebody who has impeccable credit). If credit even has the potential to make or break the deal, then I would really consider whether or not you love this person to the point of wanting to get married.

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