He has no sense with money!?

i have been with my boyfriend for about two years i am 20 and he is 22. and i am at my wits end!!!! the title pretty much explains it, he has zero sense with money. he has bad credit, maxed out all his cards, has school loans and is not paying them, he owes me a lot of money and has the nerve to ask for more! (I didnt give him anymore, I told him I%26#039;m not giving him more he cant even afford to pay me back what he owes me right now). In his mind with regard to credit cards, if its available on the credit card, you can afford it. Which is why his credit cards will never be payed down completly, as soon as a little comes down he spends it and its maxed out again. when he cant decide what to buy anymore, he just gets more and more memory for his computer, and refuses to pack lunch to work, buy tons of food everyday and doesnt even eat it all, he%26#039;s so wasteful its unbelievable!

he refuses to talk with me about it, telling me to not talk about money, couples therapist is on his side! help!

He has no sense with money!?

Get rid of his sorry @ss. He sounds like a loser.

He has no sense with money!?

You need a new bf. How much water are you prepared to pour into a bucket with holes?

He has no sense with money!?

You can%26#039;t afford this loser. Tell him you%26#039;re leaving if he can%26#039;t get control of himself and, when he doesn%26#039;t, break it off with him. He;d be some millstone to drag through life! And talk about a crummy couples therapist! Jeez!

He has no sense with money!?

You better fire your couples therapist then! Is this the way you want to live your life? My friend let her bf talk her into using her credit to get him loans to buy things since his credit was shot! He completely ruined her credit too! They are now divorced with a child and she is slowly rebuilding her credit on her own. Only you can decide if this is what you want for your life, he%26#039;s not gonna change, you either have to leave or accept his behaviour.

He has no sense with money!?

give him an ultimatum either he gets his act together or you%26#039;re gone, maybe then he%26#039;ll realize that he needs to get his stuff together but be supportive and tell him you%26#039;ll do your best to help him with things but not by giving him money

He has no sense with money!?

Ooops! He is a looser! If I were you, I would walk away.

He will drag you down with him if you stick with him.

You are absolutely right not to give him more money, all you are doing by doing that is making him more DEPENDENT on you. If, after a period of time, you refuse to give him money, he will just go borrow it from someone else...wait and see, he will do it. He will take from anyone who will give it to him and he will think he is smart because the person giving him money is dumb enough to do it. But people wise up quickly, so he will run out of friends and family to loan him money. He sounds like he has never had any responsibility in his life and people have always given him everything he wanted.

Girls (women) are usually smarter, because they are thinking family and the future. I know at your age, my own wife was smarter with money than I was, but I was never an idiot like this kid you are dating. I always saw the value in saving money. When you are young, its like, you have your whole life in front of you and so spending now doesn%26#039;t make any difference...you can always earn more.

The smart person is the one who saves at an early age so that they can retire at an early age.

This kid, if you married him, would blow you financially outta the water. Better for you to move on and find somebody who is mature. If you loose your money, let it be a lesson to you.

Better to move on and just take the lesson in stride.

My advice: Get rid of him and find somebody who is more mature.

He has no sense with money!?

Well you can see what your future would be if you got serious and considered marriag. This is a HUGE red flag!!! One, he is a man, he shouldn%26#039;t be barrowing money form his gf. He needs to grow up, but unfortunitly you can%26#039;t make him and he sounds very unwilling to make any changes. YOu combine checking or credit anything like that, he will drag you down. DO NOT loan him more money, and start to be realistic. Ask yourself what he is bringing to the table of the relationship. No money isn%26#039;t everything, but it is the #1 reason why couples fight, and devorce. His ways are going to ruine him, and in his future he will have problems providing for children and wife. Not that she can%26#039;t help, but what about if she gets sick, or needs to be on bed rest durring preg. His broke *** won%26#039;t beable to handel it. Sorry, but this is stuff you need to think about. YOur only 20 and you weren%26#039;t put on this earth to provide financially for him. If he can%26#039;t get his stuff together and get into financial counseling and save his *** then it%26#039;s a bleek future. He won%26#039;t be able to buy a house, a car. I don%26#039;t have the best credit because my x husband ruined it for me behind my back. It has taken me 8 yrs. so far to recover and a bankruptcy. I am still struggling to fix it. I didn%26#039;t even do it. So what all he is doing is going to take him a long time to get out of and if he feels very close to you, then you better make sure he isn%26#039;t using your name on anything. I never thought my x would, but he sure did. Personally, if it were me, I%26#039;d ask him to go to a financial advisor and start fixing this. If he refused and didn%26#039;t want to talk about it, I%26#039;d break it off with him, because this is a huge show of how responsible he will be with things in his life and future and it will only put all stress and pressure on you. He will want you to put everything in your name and sooner or later it will be all you paying and eventually he will ruine you credit. And he will cause he clearly doesn%26#039;t comprehend how serious it is to ruine credit, he doesn%26#039;t respect himself enough to care, so why would he with your credit. Beware!!!!!!!

He has no sense with money!?

You share everything when it comes to the bills and the responsibility that comes with that. He has to be responsible for everything or get rid of his blank.

Sounds like you have separate money accounts and that is a good thing. Keep it that way. .

I think not getting married creates the problem because If you were married you could handle all the money. Cash his pay check and give him an allowance each week.

He has no sense with money!?

He sounds like a real loser. Get rid of him. He is always going to be that way and if youre looking for marriage or something serious, I suggest you find someone a tad more responsible

He has no sense with money!?

Dump the loser, before he drags you down with him...

This kind never learns. You%26#039;ll have no life with him